Payment Processing Software Comparison of 19 Payment Processing Tools Side by Side
19 products
Payment processing software lets a business accept cards and digital wallets online, in person or on subscriptions, and moves the money to its bank account. US merchants compare the per-transaction rate, payout speed, recurring billing support and how disputes and chargebacks are handled, because those decide the real cost of every sale.
Sell Payment Processing software? Get listed from $24 a month or feature it at the top of this category from $299 a week.
19 Payment Processing products
How to Choose Payment Processing Software
What US business buyers compare before they pay for Payment Processing software, so you can narrow the list above to two or three to trial.
Transaction fees
Most processors charge a percentage plus a fixed fee per card transaction. Compare the blended rate on your typical order size.
Online, in person or both
Card readers, point of sale and online checkout are not always offered by the same provider.
Subscriptions and invoicing
SaaS and service businesses need recurring billing, proration and dunning for failed payments.
Payouts and disputes
Payout timing, reserves and the chargeback process affect cash flow more than the headline rate.
Payment Processing Software Questions Buyers Ask
Short answers to the questions that come up while comparing Payment Processing products. Open any profile above for pricing, reviews and alternatives.
What is the cheapest way to accept credit card payments?
The cheapest option depends on your volume and average ticket. Flat-rate processors are simple and predictable for small businesses, while high-volume merchants often save with interchange-plus pricing. Compare the total effective rate on a month of your real transactions, including monthly and chargeback fees.
Which payment processor is best for SaaS subscriptions?
SaaS companies usually choose a processor with built-in recurring billing, automatic card updates, failed-payment retries and tax handling, plus a developer-friendly API. These features reduce involuntary churn, which often matters more than a small difference in rates.
All 19 Payment Processing products from A to Z
Know the name already? Jump straight to its profile, pricing and alternatives.